We are New Zealand’s oldest and largest general insurer. Our purpose is to make the world a safer place. A world where we can all chase life’s opportunities but also get back up if we stumble. This sentiment underpins how we support our people, our customers and our communities. It is evident in the insurance solutions we oﬀer and the role we seek to play in New Zealand. We’ve been doing this since writing our first policy on the schooner Kiwi back in 1859. And we now protect many of New Zealand’s homes, businesses, farms, vehicles, boats, construction projects and exports. It is a safety net that has a vital role in fostering New Zealand’s prosperity and wellbeing.